Merchant Services Review

Recover Hidden EBITDA Without Changing Banks or Processors

Merchant services fees are often a top five operating expense for hospitality assets — and one of the least audited. Our Merchant Services Audit identifies hidden fees, pricing inefficiencies, and billing errors that quietly erode EBITDA and suppress asset value.

This service delivers immediate savings with zero operational disruption and no requirement to switch vendors.

The Problem:

  • Credit card fees are complex, opaque, and rarely scrutinized

  • Misclassified transactions and hidden markups go unnoticed

  • Every unnecessary fee directly reduces EBITDA and valuation

Our Solution:

  • We conduct a forensic, line-item audit of your merchant statements across all major card networks to identify:

  • Hidden markups and billing errors

  • Unoptimized interchange categories

  • Contract and rate discrepancies

We work directly with your existing bank, processor, and POS provider to correct pricing and secure formal rate amendments, without disrupting operations.

Ongoing Protection:

Savings are only valuable if they last. We provide:

  • Monthly merchant statement monitoring

  • Validation of new network or industry surcharges

  • Continuous protection against unauthorized “fee creep”

We function as an extension of your finance team without adding headcount.

Proven Impact:

  • 20–65% potential reduction in processing fees

  • Hundreds of thousands in annual savings for hospitality clients

  • Direct EBITDA improvement and enhanced asset valuation

Every dollar recovered flows straight to the bottom line and compounds value at exit.